PayoffPath Support

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How are the dates calculated?

PayoffPath simulates your debts month by month: interest is added, minimum payments are made, and extra money plus freed-up minimums go to the target debt. Results are estimates; your lender's numbers may differ.

Avalanche or Snowball?

Avalanche pays the highest APR first and usually saves the most interest. Snowball pays the smallest balance first for quicker wins. The app shows both.

Is this financial advice?

No. PayoffPath is an educational calculator, not financial advice.