=== DisputeCraft – Credit Dispute Letter Generator ===
Contributors: md5to
Tags: credit repair, dispute letter, credit report, letter generator, bilingual
Requires at least: 6.3
Tested up to: 7.1
Requires PHP: 7.4
Stable tag: 1.0.0
License: GPLv2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html

Add a free, private credit dispute letter generator to any page. Bureau-ready letters in English or Spanish, ready to print or download.

== Description ==

**DisputeCraft** turns any page into a professional credit dispute letter generator. Your visitors answer a few simple questions and instantly get personalized letters for **Equifax, Experian and TransUnion** – ready to print, copy or download.

It is the perfect lead magnet for credit repair blogs, personal finance sites, financial coaches and community organizations.

= Why site owners love it =

* **Instant letters for all 3 bureaus** – one form, up to three personalized letters.
* **English and Spanish** – visitors switch language with one tap. Letters, labels and tips are fully translated.
* **8 dispute reasons** – not my account, paid account showing a balance, wrong balance, incorrect late payment, duplicate account, outdated item, unauthorized hard inquiry and identity theft.
* **Cites the right law** – letters reference the correct sections of the Fair Credit Reporting Act (FCRA 611, 605, 604 and 605B).
* **100% private** – letters are built in the visitor's browser. Nothing is sent to your server or stored in your database.
* **Print, download (.txt) or copy** – one click.
* **Beautiful on every device** – modern design with a live progress bar and letter previews that look like real paper.
* **Gutenberg block + shortcode** – use the "Dispute Letter Generator" block or `[disputecraft]` anywhere.
* **Your brand** – choose the accent color, default language and disclaimer text.
* **Lightweight** – no jQuery, scripts load only on pages that use the generator.

= Perfect for =

* Credit repair and personal finance blogs
* Financial coaches and housing counselors
* Bilingual and Hispanic-audience websites
* Non-profits that help people fix their credit

= Important =

DisputeCraft creates letter templates for personal use. It does not provide legal advice and does not mail letters. Always confirm the current bureau dispute addresses (editable in the settings) before publishing.

= Pro version =

Everything above is free. The optional Pro add-on adds 10 more letter types, real PDF letters, "email me my letters" lead capture with CSV export and webhook, and an app promo box. Learn more at https://md5to.com/plugins/disputecraft/

== Installation ==

1. Upload the `disputecraft` folder to `/wp-content/plugins/`, or install it from **Plugins → Add New**.
2. Activate the plugin.
3. Go to **Settings → DisputeCraft** to review bureau addresses, colors and the disclaimer.
4. Add the **Dispute Letter Generator** block to any page, or paste `[disputecraft]`.

To start in Spanish use `[disputecraft lang="es"]`.

== Frequently Asked Questions ==

= Does the plugin store my visitors' personal information? =

No. Letters are created entirely in the visitor's browser. Nothing is sent to your server, saved in the database or shared with anyone.

= Can I change the bureau mailing addresses? =

Yes. Go to Settings → DisputeCraft. The addresses are pre-filled with the commonly used dispute addresses; confirm them on each bureau's website.

= Does it work with my theme and page builder? =

Yes. It works with block themes, classic themes and any builder that supports shortcodes. The layout adapts to phones, tablets and desktops.

= Is this legal advice? =

No. The plugin generates letter templates that consumers can review and send themselves. A disclaimer is shown under the generator and you can customize it.

= Can visitors switch between English and Spanish? =

Yes, with the language buttons at the top of the generator. You can also choose the starting language in the settings, the block options or the shortcode.

== Screenshots ==

1. The generator with progress bar and language switch.
2. Letters ready to print for Equifax, Experian and TransUnion.
3. Mobile view.
4. Settings screen.

== Changelog ==

= 1.0.0 =
* Initial release.

== Upgrade Notice ==

= 1.0.0 =
Initial release.
